/* ==========================================================================
   New Castle Insurance, Ltd. - Modern Production Design System
   Mobile-First Responsive Architecture | WCAG 2.1 AA Compliant
   ========================================================================== */

/* --- Custom Properties & Design Tokens --- */
:root {
  /* Brand Palette */
  --color-primary: #0b192c;         /* Deep Corporate Navy */
  --color-primary-light: #1e2e45;   /* Mid Navy */
  --color-primary-dark: #060e1a;    /* Deep Charcoal Navy */
  
  --color-accent: #ad8330;          /* Brand Gold / Brass */
  --color-accent-hover: #936d22;    /* Dark Gold (4.5:1+ contrast on light bg) */
  --color-accent-light: #fbf8f0;    /* Warm Cream / Tint */
  --color-accent-border: #e2cca2;   /* Soft Gold Border */

  --color-text: #1e293b;            /* Primary Body Text (Slate 800) */
  --color-text-muted: #475569;      /* Secondary Muted Text (Slate 600) */
  --color-text-light: #64748b;      /* Caption / Light Text (Slate 500) */
  --color-text-inverse: #ffffff;    /* Text on Dark Backgrounds */

  --color-bg: #ffffff;              /* Page Background */
  --color-surface: #f8fafc;         /* Card / Container Surface (Slate 50) */
  --color-surface-alt: #f1f5f9;     /* Secondary Surface (Slate 100) */
  --color-border: #e2e8f0;          /* Subtle Border (Slate 200) */
  --color-border-dark: #cbd5e1;     /* Emphasized Border (Slate 300) */

  --color-success: #0d9488;         /* Teal / Forest Success */
  --color-success-bg: #f0fdfa;      /* Success Pill Background */
  --color-warning: #d97706;         /* Warning Amber */
  --color-danger: #dc2626;          /* Danger Red */
  --color-focus: #ad8330;           /* Accessible Focus Ring Color */

  /* Typography */
  --font-family: 'Poppins', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;
  --font-family-serif: 'Georgia', Cambria, 'Times New Roman', Times, serif;

  --font-size-xs: clamp(0.75rem, 0.7rem + 0.25vw, 0.8125rem);
  --font-size-sm: clamp(0.875rem, 0.8rem + 0.35vw, 0.9375rem);
  --font-size-base: clamp(1rem, 0.95rem + 0.25vw, 1.0625rem);
  --font-size-md: clamp(1.125rem, 1.05rem + 0.35vw, 1.25rem);
  --font-size-lg: clamp(1.25rem, 1.15rem + 0.5vw, 1.5rem);
  --font-size-xl: clamp(1.5rem, 1.35rem + 0.75vw, 1.875rem);
  --font-size-2xl: clamp(1.875rem, 1.6rem + 1.2vw, 2.5rem);
  --font-size-3xl: clamp(2.25rem, 1.9rem + 1.7vw, 3.25rem);

  --font-weight-regular: 400;
  --font-weight-medium: 500;
  --font-weight-semibold: 600;
  --font-weight-bold: 700;

  --line-height-tight: 1.2;
  --line-height-normal: 1.6;
  --line-height-loose: 1.8;

  /* Layout & Spacing */
  --container-max-width: 1240px;
  --header-height: 80px;
  --radius-sm: 6px;
  --radius-md: 10px;
  --radius-lg: 16px;
  --radius-full: 9999px;

  /* Shadows */
  --shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, 0.05);
  --shadow-md: 0 4px 6px -1px rgba(0, 0, 0, 0.08), 0 2px 4px -2px rgba(0, 0, 0, 0.05);
  --shadow-lg: 0 10px 15px -3px rgba(0, 0, 0, 0.08), 0 4px 6px -4px rgba(0, 0, 0, 0.04);
  --shadow-xl: 0 20px 25px -5px rgba(0, 0, 0, 0.1), 0 8px 10px -6px rgba(0, 0, 0, 0.04);

  /* Transitions */
  --transition-fast: 150ms cubic-bezier(0.4, 0, 0.2, 1);
  --transition-normal: 250ms cubic-bezier(0.4, 0, 0.2, 1);
  --transition-slow: 350ms cubic-bezier(0.4, 0, 0.2, 1);
}

/* --- Global Reset & Box Sizing --- */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  font-size: 100%;
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
}

body {
  font-family: var(--font-family);
  font-size: var(--font-size-base);
  line-height: var(--line-height-normal);
  color: var(--color-text);
  background-color: var(--color-bg);
  min-height: 100vh;
  display: flex;
  flex-direction: column;
  /* CRITICAL: No overflow: hidden/auto on html or body to keep sticky header functional */
  overflow-x: clip;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

/* Ensure all media cannot cause horizontal overflow */
img, picture, video, canvas, svg {
  display: block;
  max-width: 100%;
  height: auto;
}

input, button, textarea, select {
  font: inherit;
  color: inherit;
}

a {
  color: var(--color-accent-hover);
  text-decoration: none;
  transition: color var(--transition-fast);
}

a:hover, a:focus-visible {
  color: var(--color-primary);
  text-decoration: underline;
}

/* Accessible Focus States */
:focus-visible {
  outline: 3px solid var(--color-focus);
  outline-offset: 3px;
  border-radius: var(--radius-sm);
}

/* Skip to Content Navigation */
.skip-link {
  position: absolute;
  top: -100px;
  inset-inline-start: 1rem;
  background-color: var(--color-primary);
  color: var(--color-text-inverse);
  padding: 0.75rem 1.5rem;
  font-weight: var(--font-weight-semibold);
  z-index: 9999;
  border-radius: 0 0 var(--radius-md) var(--radius-md);
  box-shadow: var(--shadow-lg);
  transition: top var(--transition-fast);
}

.skip-link:focus {
  top: 0;
}

/* Container Wrapper */
.container {
  width: 100%;
  max-width: var(--container-max-width);
  margin-inline: auto;
  padding-inline: 1.25rem;
}

@media (min-width: 768px) {
  .container {
    padding-inline: 2rem;
  }
}

/* --- Sticky Global Header --- */
/* CRITICAL: Header is a direct child of <body> with position: sticky; top: 0 */
.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  width: 100%;
  background-color: rgba(255, 255, 255, 0.96);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(226, 232, 240, 0.85);
  box-shadow: 0 2px 10px rgba(0, 0, 0, 0.04);
  transition: background-color var(--transition-normal), box-shadow var(--transition-normal);
}

.site-header.scrolled {
  box-shadow: 0 4px 20px rgba(11, 25, 44, 0.08);
  border-bottom-color: var(--color-border);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: var(--header-height);
  gap: 1.5rem;
}

/* Brand Branding Logo */
.brand-link {
  display: flex;
  align-items: center;
  gap: 0.875rem;
  text-decoration: none;
  min-width: 0;
  flex-shrink: 0;
}

.brand-logo-img {
  width: 52px;
  height: 52px;
  aspect-ratio: 1 / 1;
  object-fit: contain;
  border-radius: var(--radius-sm);
  background-color: #ffffff;
  box-shadow: 0 2px 6px rgba(0, 0, 0, 0.08);
}

.brand-text {
  display: flex;
  flex-direction: column;
}

.brand-title {
  font-size: clamp(1.1rem, 1.2vw + 0.5rem, 1.35rem);
  font-weight: var(--font-weight-bold);
  color: var(--color-primary);
  line-height: 1.1;
  letter-spacing: -0.02em;
}

.brand-tagline {
  font-size: 0.725rem;
  font-weight: var(--font-weight-medium);
  color: var(--color-accent-hover);
  letter-spacing: 0.06em;
  text-transform: uppercase;
  margin-top: 2px;
}

/* Desktop Navigation */
.desktop-nav {
  display: none;
  align-items: center;
  gap: 1.25rem;
}

@media (min-width: 1024px) {
  .desktop-nav {
    display: flex;
  }
}

.nav-list {
  display: flex;
  align-items: center;
  list-style: none;
  gap: 0.75rem;
}

.nav-item {
  position: relative;
}

.nav-link {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  padding: 0.5rem 0.75rem;
  font-size: 0.95rem;
  font-weight: var(--font-weight-medium);
  color: var(--color-text);
  border-radius: var(--radius-sm);
  text-decoration: none;
  transition: all var(--transition-fast);
}

.nav-link:hover, .nav-link:focus-visible {
  color: var(--color-accent-hover);
  background-color: var(--color-accent-light);
  text-decoration: none;
}

.nav-link.active {
  color: var(--color-primary);
  font-weight: var(--font-weight-semibold);
  background-color: var(--color-surface-alt);
  border-bottom: 2px solid var(--color-accent);
  border-radius: var(--radius-sm) var(--radius-sm) 0 0;
}

/* Dropdown Menu */
.dropdown-toggle {
  background: none;
  border: none;
  cursor: pointer;
}

.dropdown-icon {
  width: 12px;
  height: 12px;
  transition: transform var(--transition-fast);
}

.nav-item.dropdown:hover .dropdown-icon,
.nav-item.dropdown:focus-within .dropdown-icon {
  transform: rotate(180deg);
}

.dropdown-menu {
  position: absolute;
  top: 100%;
  inset-inline-start: 0;
  min-width: 240px;
  background-color: #ffffff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-xl);
  padding: 0.5rem 0;
  list-style: none;
  opacity: 0;
  visibility: hidden;
  transform: translateY(8px);
  transition: all var(--transition-normal);
  z-index: 1001;
}

.nav-item.dropdown:hover .dropdown-menu,
.nav-item.dropdown:focus-within .dropdown-menu,
.nav-item.dropdown.open .dropdown-menu {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.dropdown-link {
  display: block;
  padding: 0.65rem 1.25rem;
  font-size: 0.9rem;
  font-weight: var(--font-weight-medium);
  color: var(--color-text);
  text-decoration: none;
  transition: background-color var(--transition-fast), color var(--transition-fast);
}

.dropdown-link:hover, .dropdown-link:focus-visible {
  background-color: var(--color-accent-light);
  color: var(--color-accent-hover);
  text-decoration: none;
}

.dropdown-link.active {
  color: var(--color-primary);
  font-weight: var(--font-weight-bold);
  border-inline-start: 3px solid var(--color-accent);
}

/* Header CTAs & Payment link */
.header-actions {
  display: flex;
  align-items: center;
  gap: 0.75rem;
}

.btn-header-pay {
  display: none;
  align-items: center;
  gap: 0.4rem;
  font-size: 0.875rem;
  font-weight: var(--font-weight-semibold);
  color: var(--color-primary);
  background-color: transparent;
  padding: 0.45rem 0.875rem;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-full);
  text-decoration: none;
  transition: all var(--transition-fast);
}

@media (min-width: 640px) {
  .btn-header-pay {
    display: inline-flex;
  }
}

.btn-header-pay:hover, .btn-header-pay:focus-visible {
  border-color: var(--color-accent);
  background-color: var(--color-accent-light);
  color: var(--color-accent-hover);
  text-decoration: none;
}

.btn-header-cta {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 0.875rem;
  font-weight: var(--font-weight-semibold);
  color: #ffffff;
  background-color: var(--color-primary);
  padding: 0.55rem 1.15rem;
  border-radius: var(--radius-full);
  text-decoration: none;
  box-shadow: var(--shadow-sm);
  transition: all var(--transition-fast);
  min-height: 44px;
}

.btn-header-cta:hover, .btn-header-cta:focus-visible {
  background-color: var(--color-accent-hover);
  color: #ffffff;
  text-decoration: none;
  box-shadow: 0 4px 12px rgba(173, 131, 48, 0.35);
}

/* Mobile Hamburger Toggle */
.mobile-toggle {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 48px;
  height: 48px;
  min-width: 48px;
  min-height: 48px;
  background: transparent;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  cursor: pointer;
  padding: 0;
  color: var(--color-primary);
  transition: background-color var(--transition-fast);
}

@media (min-width: 1024px) {
  .mobile-toggle {
    display: none;
  }
}

.mobile-toggle:hover, .mobile-toggle:focus-visible {
  background-color: var(--color-surface-alt);
}

.hamburger-box {
  width: 22px;
  height: 16px;
  position: relative;
  display: inline-block;
}

.hamburger-line {
  position: absolute;
  width: 100%;
  height: 2px;
  background-color: var(--color-primary);
  border-radius: 2px;
  transition: all var(--transition-normal);
  inset-inline-start: 0;
}

.hamburger-line:nth-child(1) { top: 0; }
.hamburger-line:nth-child(2) { top: 7px; }
.hamburger-line:nth-child(3) { top: 14px; }

.mobile-toggle[aria-expanded="true"] .hamburger-line:nth-child(1) {
  transform: translateY(7px) rotate(45deg);
}

.mobile-toggle[aria-expanded="true"] .hamburger-line:nth-child(2) {
  opacity: 0;
}

.mobile-toggle[aria-expanded="true"] .hamburger-line:nth-child(3) {
  transform: translateY(-7px) rotate(-45deg);
}

/* Mobile Drawer Navigation */
.mobile-drawer-overlay {
  position: fixed;
  inset: 0;
  background-color: rgba(11, 25, 44, 0.5);
  backdrop-filter: blur(4px);
  z-index: 1050;
  opacity: 0;
  visibility: hidden;
  transition: opacity var(--transition-normal), visibility var(--transition-normal);
}

.mobile-drawer-overlay.active {
  opacity: 1;
  visibility: visible;
}

.mobile-drawer {
  position: fixed;
  top: 0;
  inset-inline-end: 0;
  width: min(85vw, 360px);
  height: 100vh;
  background-color: #ffffff;
  z-index: 1060;
  box-shadow: -4px 0 25px rgba(0, 0, 0, 0.15);
  padding: 1.5rem;
  display: flex;
  flex-direction: column;
  overflow-y: auto;
  transform: translateX(100%);
  transition: transform var(--transition-normal);
}

[dir="rtl"] .mobile-drawer {
  transform: translateX(-100%);
}

.mobile-drawer.active {
  transform: translateX(0);
}

.drawer-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding-bottom: 1rem;
  border-bottom: 1px solid var(--color-border);
  margin-bottom: 1.5rem;
}

.drawer-close {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 48px;
  height: 48px;
  min-width: 48px;
  min-height: 48px;
  background: transparent;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  cursor: pointer;
  color: var(--color-primary);
}

.drawer-nav-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
}

.drawer-nav-link {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 0.85rem 1rem;
  font-size: 1.05rem;
  font-weight: var(--font-weight-medium);
  color: var(--color-text);
  border-radius: var(--radius-md);
  text-decoration: none;
  min-height: 48px;
  transition: background-color var(--transition-fast);
}

.drawer-nav-link:hover, .drawer-nav-link:focus-visible {
  background-color: var(--color-accent-light);
  color: var(--color-accent-hover);
  text-decoration: none;
}

.drawer-nav-link.active {
  background-color: var(--color-surface-alt);
  color: var(--color-primary);
  font-weight: var(--font-weight-bold);
  border-inline-start: 4px solid var(--color-accent);
}

.drawer-submenu {
  list-style: none;
  padding-inline-start: 1.25rem;
  margin-top: 0.25rem;
  margin-bottom: 0.5rem;
  display: flex;
  flex-direction: column;
  gap: 0.25rem;
}

.drawer-sublink {
  display: block;
  padding: 0.65rem 0.85rem;
  font-size: 0.95rem;
  color: var(--color-text-muted);
  border-radius: var(--radius-sm);
  text-decoration: none;
  min-height: 44px;
}

.drawer-sublink:hover, .drawer-sublink:focus-visible {
  color: var(--color-accent-hover);
  background-color: var(--color-accent-light);
  text-decoration: none;
}

.drawer-sublink.active {
  color: var(--color-primary);
  font-weight: var(--font-weight-semibold);
  background-color: var(--color-surface-alt);
}

.drawer-footer {
  margin-top: auto;
  padding-top: 1.5rem;
  border-top: 1px solid var(--color-border);
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

/* --- Common UI Components & Buttons --- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  padding: 0.85rem 1.75rem;
  font-size: 0.975rem;
  font-weight: var(--font-weight-semibold);
  line-height: 1.2;
  border-radius: var(--radius-full);
  text-decoration: none;
  cursor: pointer;
  border: 1px solid transparent;
  transition: all var(--transition-fast);
  min-height: 48px;
  text-align: center;
}

.btn:hover {
  text-decoration: none;
}

.btn-primary {
  background-color: var(--color-accent);
  color: #ffffff;
  border-color: var(--color-accent);
  box-shadow: 0 4px 14px rgba(173, 131, 48, 0.35);
}

.btn-primary:hover, .btn-primary:focus-visible {
  background-color: var(--color-accent-hover);
  border-color: var(--color-accent-hover);
  color: #ffffff;
  box-shadow: 0 6px 18px rgba(173, 131, 48, 0.45);
  transform: translateY(-2px);
}

.btn-secondary {
  background-color: var(--color-primary);
  color: #ffffff;
  border-color: var(--color-primary);
}

.btn-secondary:hover, .btn-secondary:focus-visible {
  background-color: var(--color-primary-light);
  border-color: var(--color-primary-light);
  color: #ffffff;
  transform: translateY(-2px);
}

.btn-outline {
  background-color: transparent;
  color: var(--color-primary);
  border-color: var(--color-border-dark);
}

.btn-outline:hover, .btn-outline:focus-visible {
  border-color: var(--color-accent);
  background-color: var(--color-accent-light);
  color: var(--color-accent-hover);
}

.btn-outline-white {
  background-color: transparent;
  color: #ffffff;
  border-color: rgba(255, 255, 255, 0.6);
}

.btn-outline-white:hover, .btn-outline-white:focus-visible {
  background-color: #ffffff;
  color: var(--color-primary);
  border-color: #ffffff;
}

.btn-sm {
  padding: 0.5rem 1rem;
  font-size: 0.875rem;
  min-height: 40px;
}

/* Badges & Section Headings */
.badge {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  padding: 0.35rem 0.85rem;
  font-size: 0.8rem;
  font-weight: var(--font-weight-semibold);
  letter-spacing: 0.05em;
  text-transform: uppercase;
  border-radius: var(--radius-full);
  background-color: var(--color-accent-light);
  color: var(--color-accent-hover);
  border: 1px solid var(--color-accent-border);
  margin-bottom: 0.75rem;
}

.badge-primary {
  background-color: rgba(11, 25, 44, 0.08);
  color: var(--color-primary);
  border-color: rgba(11, 25, 44, 0.15);
}

.section-header {
  text-align: center;
  max-width: 720px;
  margin-inline: auto;
  margin-bottom: 3rem;
}

.section-title {
  font-size: var(--font-size-2xl);
  font-weight: var(--font-weight-bold);
  color: var(--color-primary);
  line-height: var(--line-height-tight);
  margin-bottom: 0.75rem;
}

.section-subtitle {
  font-size: var(--font-size-base);
  color: var(--color-text-muted);
  line-height: var(--line-height-normal);
}

/* --- Hero Section --- */
.hero {
  position: relative;
  background-color: var(--color-primary);
  color: #ffffff;
  padding: 4.5rem 0 5.5rem;
  overflow: hidden;
}

.hero-bg-overlay {
  position: absolute;
  inset: 0;
  opacity: 0.22;
  background-image: url('https://images.squarespace-cdn.com/content/v1/62f409dffc2620055ed414ab/ac73c199-4e8d-449b-8a33-c1948ad3f881/87156414_1337100409813548_6909048198103302144_n.jpg');
  background-position: center;
  background-size: cover;
  background-repeat: no-repeat;
  filter: brightness(0.65) contrast(1.1);
  pointer-events: none;
}

.hero-inner {
  position: relative;
  z-index: 1;
  max-width: 900px;
  margin-inline: auto;
  text-align: center;
}

.hero-badge {
  background-color: rgba(173, 131, 48, 0.2);
  color: #f7d58b;
  border-color: rgba(173, 131, 48, 0.4);
  font-size: 0.85rem;
  margin-bottom: 1.25rem;
}

.hero-title {
  font-size: var(--font-size-3xl);
  font-weight: var(--font-weight-bold);
  line-height: 1.15;
  color: #ffffff;
  margin-bottom: 1.25rem;
  letter-spacing: -0.02em;
}

.hero-lead {
  font-size: clamp(1.05rem, 1.2vw + 0.65rem, 1.25rem);
  line-height: 1.6;
  color: #e2e8f0;
  margin-bottom: 2rem;
  max-width: 780px;
  margin-inline: auto;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: center;
  gap: 1rem;
  margin-bottom: 2.5rem;
}

.hero-highlights {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1rem;
  margin-top: 2rem;
  padding-top: 2rem;
  border-top: 1px solid rgba(255, 255, 255, 0.15);
}

@media (min-width: 640px) {
  .hero-highlights {
    grid-template-columns: repeat(3, 1fr);
  }
}

.highlight-item {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  text-align: start;
}

.highlight-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 44px;
  height: 44px;
  border-radius: var(--radius-md);
  background-color: rgba(173, 131, 48, 0.18);
  color: #f7d58b;
  flex-shrink: 0;
}

.highlight-text h4 {
  font-size: 0.95rem;
  font-weight: var(--font-weight-semibold);
  color: #ffffff;
}

.highlight-text p {
  font-size: 0.8rem;
  color: #cbd5e1;
}

/* --- Quick Action Client Portals --- */
.quick-portals {
  padding: 3rem 0;
  background-color: var(--color-surface);
  border-bottom: 1px solid var(--color-border);
}

.portals-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.5rem;
}

@media (min-width: 768px) {
  .portals-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

.portal-card {
  background-color: #ffffff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 1.75rem;
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
  transition: transform var(--transition-normal), box-shadow var(--transition-normal), border-color var(--transition-normal);
  min-width: 0;
}

.portal-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: var(--color-accent-border);
}

.portal-icon-wrapper {
  width: 52px;
  height: 52px;
  border-radius: var(--radius-md);
  background-color: var(--color-accent-light);
  color: var(--color-accent-hover);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.25rem;
}

.portal-title {
  font-size: var(--font-size-md);
  font-weight: var(--font-weight-bold);
  color: var(--color-primary);
  margin-bottom: 0.5rem;
}

.portal-desc {
  font-size: var(--font-size-sm);
  color: var(--color-text-muted);
  margin-bottom: 1.25rem;
  flex-grow: 1;
}

.portal-link {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  font-size: 0.9rem;
  font-weight: var(--font-weight-semibold);
  color: var(--color-accent-hover);
}

.portal-link:hover, .portal-link:focus-visible {
  color: var(--color-primary);
}

/* --- Practice Areas / Core Services Showcase --- */
.practice-areas {
  padding: 5rem 0;
}

.services-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 2rem;
}

@media (min-width: 768px) {
  .services-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 1024px) {
  .services-grid {
    grid-template-columns: repeat(4, 1fr);
  }
}

.service-card {
  background-color: #ffffff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  overflow: hidden;
  display: flex;
  flex-direction: column;
  box-shadow: var(--shadow-sm);
  transition: all var(--transition-normal);
  min-width: 0;
}

.service-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-xl);
  border-color: var(--color-accent-border);
}

.service-media {
  position: relative;
  width: 100%;
  aspect-ratio: 16 / 10;
  overflow: hidden;
  background-color: var(--color-surface-alt);
}

.service-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform var(--transition-slow);
}

.service-card:hover .service-img {
  transform: scale(1.05);
}

.service-content {
  padding: 1.5rem;
  display: flex;
  flex-direction: column;
  flex-grow: 1;
}

.service-category {
  font-size: 0.75rem;
  font-weight: var(--font-weight-bold);
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--color-accent-hover);
  margin-bottom: 0.4rem;
}

.service-name {
  font-size: var(--font-size-md);
  font-weight: var(--font-weight-bold);
  color: var(--color-primary);
  margin-bottom: 0.65rem;
}

.service-excerpt {
  font-size: var(--font-size-sm);
  color: var(--color-text-muted);
  line-height: 1.55;
  margin-bottom: 1.25rem;
  flex-grow: 1;
}

.service-action {
  margin-top: auto;
}

/* --- Agency Story / Heritage Section --- */
.story-section {
  padding: 5rem 0;
  background-color: var(--color-surface);
  border-top: 1px solid var(--color-border);
  border-bottom: 1px solid var(--color-border);
}

.story-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 3rem;
  align-items: center;
}

@media (min-width: 1024px) {
  .story-grid {
    grid-template-columns: 1.1fr 0.9fr;
  }
}

.story-content h2 {
  font-size: var(--font-size-2xl);
  font-weight: var(--font-weight-bold);
  color: var(--color-primary);
  margin-bottom: 1.25rem;
  line-height: var(--line-height-tight);
}

.story-quote {
  font-family: var(--font-family-serif);
  font-size: 1.15rem;
  font-style: italic;
  color: var(--color-primary-light);
  border-inline-start: 4px solid var(--color-accent);
  padding-inline-start: 1.25rem;
  margin-bottom: 1.5rem;
  line-height: 1.6;
}

.story-text {
  font-size: var(--font-size-base);
  color: var(--color-text-muted);
  margin-bottom: 1.5rem;
}

.story-features {
  list-style: none;
  display: grid;
  grid-template-columns: 1fr;
  gap: 0.75rem;
  margin-bottom: 2rem;
}

@media (min-width: 640px) {
  .story-features {
    grid-template-columns: 1fr 1fr;
  }
}

.feature-pill {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.925rem;
  font-weight: var(--font-weight-medium);
  color: var(--color-text);
}

.feature-check {
  color: var(--color-success);
  flex-shrink: 0;
}

.story-card-box {
  background-color: #ffffff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 2.25rem;
  box-shadow: var(--shadow-lg);
  position: relative;
}

.story-card-box::before {
  content: "";
  position: absolute;
  top: -6px;
  inset-inline-start: 2rem;
  width: 60px;
  height: 6px;
  background-color: var(--color-accent);
  border-radius: var(--radius-full);
}

.stat-group {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.5rem;
  margin-top: 1.5rem;
  padding-top: 1.5rem;
  border-top: 1px solid var(--color-border);
}

.stat-item h3 {
  font-size: 2rem;
  font-weight: var(--font-weight-bold);
  color: var(--color-accent-hover);
  line-height: 1;
}

.stat-item p {
  font-size: 0.85rem;
  color: var(--color-text-muted);
  margin-top: 0.35rem;
}

/* --- Carrier Partners Showcase --- */
.carriers-section {
  padding: 4.5rem 0;
}

.carrier-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.25rem;
  align-items: center;
}

@media (min-width: 640px) {
  .carrier-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

@media (min-width: 1024px) {
  .carrier-grid {
    grid-template-columns: repeat(6, 1fr);
  }
}

.carrier-item {
  background-color: #ffffff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  padding: 1.25rem;
  display: flex;
  align-items: center;
  justify-content: center;
  height: 90px;
  transition: all var(--transition-fast);
}

.carrier-item:hover {
  border-color: var(--color-accent-border);
  box-shadow: var(--shadow-md);
  transform: translateY(-2px);
}

.carrier-item img {
  max-height: 48px;
  max-width: 100%;
  object-fit: contain;
  filter: grayscale(100%);
  opacity: 0.75;
  transition: all var(--transition-fast);
}

.carrier-item:hover img {
  filter: grayscale(0%);
  opacity: 1;
}

/* --- FAQ Section (For AEO / GEO Search Readiness) --- */
.faq-section {
  padding: 5rem 0;
  background-color: var(--color-surface);
  border-top: 1px solid var(--color-border);
}

.faq-accordion {
  max-width: 800px;
  margin-inline: auto;
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.faq-item {
  background-color: #ffffff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  overflow: hidden;
  transition: border-color var(--transition-fast);
}

.faq-item:hover {
  border-color: var(--color-border-dark);
}

.faq-question {
  width: 100%;
  text-align: start;
  padding: 1.25rem 1.5rem;
  background: none;
  border: none;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  font-size: 1.05rem;
  font-weight: var(--font-weight-semibold);
  color: var(--color-primary);
  cursor: pointer;
  min-height: 48px;
}

.faq-icon {
  width: 16px;
  height: 16px;
  flex-shrink: 0;
  transition: transform var(--transition-normal);
  color: var(--color-accent-hover);
}

.faq-item.active .faq-icon {
  transform: rotate(180deg);
}

.faq-answer {
  padding: 0 1.5rem 1.25rem;
  font-size: 0.95rem;
  color: var(--color-text-muted);
  line-height: 1.65;
  display: none;
}

.faq-item.active .faq-answer {
  display: block;
}

/* --- CTA Section --- */
.cta-banner {
  padding: 5rem 0;
  background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-primary-light) 100%);
  color: #ffffff;
  text-align: center;
  position: relative;
}

.cta-inner {
  max-width: 760px;
  margin-inline: auto;
}

.cta-title {
  font-size: var(--font-size-2xl);
  font-weight: var(--font-weight-bold);
  margin-bottom: 1rem;
}

.cta-text {
  font-size: 1.1rem;
  color: #e2e8f0;
  margin-bottom: 2rem;
}

.cta-buttons {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 1rem;
}

/* --- Detailed Services Page Specifics --- */
.page-hero {
  background-color: var(--color-primary);
  color: #ffffff;
  padding: 3.5rem 0;
  text-align: center;
}

.page-hero h1 {
  font-size: var(--font-size-2xl);
  font-weight: var(--font-weight-bold);
  margin-bottom: 0.75rem;
}

.page-hero p {
  font-size: var(--font-size-md);
  color: #e2e8f0;
  max-width: 700px;
  margin-inline: auto;
}

.service-detail-section {
  padding: 4.5rem 0;
  border-bottom: 1px solid var(--color-border);
}

.service-detail-section:nth-child(even) {
  background-color: var(--color-surface);
}

.service-detail-layout {
  display: grid;
  grid-template-columns: 1fr;
  gap: 2.5rem;
  align-items: start;
}

@media (min-width: 1024px) {
  .service-detail-layout {
    grid-template-columns: 1fr 1fr;
  }
}

.service-coverage-list {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1rem;
  margin: 1.5rem 0;
}

@media (min-width: 640px) {
  .service-coverage-list {
    grid-template-columns: 1fr 1fr;
  }
}

.coverage-box {
  background-color: #ffffff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  padding: 1.25rem;
}

.coverage-box h4 {
  font-size: 1rem;
  font-weight: var(--font-weight-semibold);
  color: var(--color-primary);
  margin-bottom: 0.4rem;
  display: flex;
  align-items: center;
  gap: 0.5rem;
}

.coverage-box p {
  font-size: 0.875rem;
  color: var(--color-text-muted);
  line-height: 1.5;
}

/* --- Our Team & Directory Page --- */
.team-tabs {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 0.5rem;
  margin-bottom: 2.5rem;
}

.team-tab-btn {
  padding: 0.55rem 1.25rem;
  font-size: 0.875rem;
  font-weight: var(--font-weight-semibold);
  background-color: var(--color-surface-alt);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-full);
  cursor: pointer;
  color: var(--color-text);
  transition: all var(--transition-fast);
  min-height: 44px;
}

.team-tab-btn:hover {
  background-color: var(--color-accent-light);
  color: var(--color-accent-hover);
}

.team-tab-btn.active {
  background-color: var(--color-primary);
  color: #ffffff;
  border-color: var(--color-primary);
}

.team-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.5rem;
}

@media (min-width: 640px) {
  .team-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 1024px) {
  .team-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

.team-card {
  background-color: #ffffff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 1.5rem;
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
  transition: all var(--transition-normal);
  min-width: 0;
}

.team-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
  border-color: var(--color-accent-border);
}

.team-avatar-row {
  display: flex;
  align-items: center;
  gap: 1rem;
  margin-bottom: 1rem;
}

.team-avatar {
  width: 54px;
  height: 54px;
  border-radius: 50%;
  background-color: var(--color-primary);
  color: #ffffff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: var(--font-weight-bold);
  font-size: 1.15rem;
  border: 2px solid var(--color-accent);
  flex-shrink: 0;
}

.team-meta h3 {
  font-size: 1.15rem;
  font-weight: var(--font-weight-bold);
  color: var(--color-primary);
}

.team-role {
  font-size: 0.85rem;
  font-weight: var(--font-weight-medium);
  color: var(--color-accent-hover);
}

.team-dept {
  display: inline-block;
  font-size: 0.75rem;
  background-color: var(--color-surface-alt);
  padding: 0.2rem 0.6rem;
  border-radius: var(--radius-full);
  margin-top: 0.25rem;
  color: var(--color-text-muted);
}

.team-contact-list {
  list-style: none;
  margin-top: 1rem;
  padding-top: 1rem;
  border-top: 1px solid var(--color-border);
  display: flex;
  flex-direction: column;
  gap: 0.6rem;
  font-size: 0.875rem;
}

.team-contact-item {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  color: var(--color-text-muted);
  overflow-wrap: anywhere;
}

.team-contact-item a {
  color: var(--color-primary);
  text-decoration: none;
  font-weight: var(--font-weight-medium);
}

.team-contact-item a:hover {
  color: var(--color-accent-hover);
  text-decoration: underline;
}

/* --- Interactive Quote & Contact Forms --- */
.form-card {
  background-color: #ffffff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 2rem;
  box-shadow: var(--shadow-md);
  max-width: 820px;
  margin-inline: auto;
}

@media (min-width: 768px) {
  .form-card {
    padding: 2.75rem;
  }
}

.form-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.25rem;
}

@media (min-width: 640px) {
  .form-grid-2 {
    grid-template-columns: 1fr 1fr;
  }
  .form-grid-3 {
    grid-template-columns: repeat(3, 1fr);
  }
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 0.4rem;
  text-align: start;
}

.form-label {
  font-size: 0.875rem;
  font-weight: var(--font-weight-semibold);
  color: var(--color-primary);
}

.form-label .required {
  color: var(--color-danger);
  margin-inline-start: 2px;
}

.form-input, .form-select, .form-textarea {
  width: 100%;
  padding: 0.75rem 1rem;
  font-size: 0.95rem;
  color: var(--color-text);
  background-color: #ffffff;
  border: 1px solid var(--color-border-dark);
  border-radius: var(--radius-md);
  transition: all var(--transition-fast);
  min-height: 48px;
}

.form-textarea {
  min-height: 120px;
  resize: vertical;
}

.form-input:focus, .form-select:focus, .form-textarea:focus {
  border-color: var(--color-accent);
  box-shadow: 0 0 0 3px rgba(173, 131, 48, 0.2);
  outline: none;
}

.form-fieldset {
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  padding: 1.25rem;
  margin-bottom: 1rem;
}

.form-legend {
  font-size: 0.95rem;
  font-weight: var(--font-weight-bold);
  color: var(--color-primary);
  padding: 0 0.5rem;
}

.checkbox-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 0.75rem;
  margin-top: 0.5rem;
}

@media (min-width: 640px) {
  .checkbox-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

.checkbox-label {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  font-size: 0.9rem;
  cursor: pointer;
  padding: 0.4rem 0.5rem;
  border-radius: var(--radius-sm);
  transition: background-color var(--transition-fast);
  min-height: 44px;
}

.checkbox-label:hover {
  background-color: var(--color-surface-alt);
}

.checkbox-label input[type="checkbox"],
.checkbox-label input[type="radio"] {
  width: 20px;
  height: 20px;
  accent-color: var(--color-accent-hover);
  cursor: pointer;
  flex-shrink: 0;
}

.form-help-text {
  font-size: 0.8rem;
  color: var(--color-text-muted);
  margin-top: 0.25rem;
}

.form-feedback {
  display: none;
  padding: 1rem;
  border-radius: var(--radius-md);
  margin-top: 1.5rem;
  font-size: 0.95rem;
}

.form-feedback.success {
  display: block;
  background-color: var(--color-success-bg);
  color: var(--color-success);
  border: 1px solid rgba(13, 148, 136, 0.3);
}

.form-feedback.error {
  display: block;
  background-color: #fef2f2;
  color: var(--color-danger);
  border: 1px solid rgba(220, 38, 38, 0.3);
}

/* --- Multi-Column Global Footer --- */
.site-footer {
  background-color: var(--color-primary-dark);
  color: #cbd5e1;
  padding: 4.5rem 0 2rem;
  border-top: 4px solid var(--color-accent);
  margin-top: auto;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 2.5rem;
  margin-bottom: 3.5rem;
}

@media (min-width: 640px) {
  .footer-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 1024px) {
  .footer-grid {
    grid-template-columns: 1.4fr 1fr 1fr 1.2fr;
  }
}

.footer-col h3 {
  font-size: 1.1rem;
  font-weight: var(--font-weight-bold);
  color: #ffffff;
  margin-bottom: 1.25rem;
  position: relative;
  padding-bottom: 0.5rem;
}

.footer-col h3::after {
  content: "";
  position: absolute;
  bottom: 0;
  inset-inline-start: 0;
  width: 32px;
  height: 2px;
  background-color: var(--color-accent);
}

.footer-brand {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  margin-bottom: 1rem;
}

.footer-logo-img {
  width: 44px;
  height: 44px;
  aspect-ratio: 1 / 1;
  border-radius: var(--radius-sm);
  background-color: #ffffff;
}

.footer-brand-title {
  font-size: 1.15rem;
  font-weight: var(--font-weight-bold);
  color: #ffffff;
}

.footer-text {
  font-size: 0.875rem;
  line-height: 1.6;
  color: #94a3b8;
  margin-bottom: 1.25rem;
}

.footer-links {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 0.65rem;
}

.footer-links a {
  font-size: 0.875rem;
  color: #cbd5e1;
  text-decoration: none;
  transition: color var(--transition-fast);
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  min-height: 32px;
}

.footer-links a:hover, .footer-links a:focus-visible {
  color: #f7d58b;
  text-decoration: underline;
}

.footer-contact-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
  font-size: 0.875rem;
}

.footer-contact-item {
  display: flex;
  align-items: flex-start;
  gap: 0.6rem;
  color: #cbd5e1;
}

.footer-contact-item svg {
  flex-shrink: 0;
  margin-top: 3px;
  color: var(--color-accent);
}

.footer-contact-item a {
  color: #cbd5e1;
  text-decoration: none;
}

.footer-contact-item a:hover {
  color: #f7d58b;
  text-decoration: underline;
}

.footer-bottom {
  padding-top: 2rem;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  display: flex;
  flex-direction: column;
  gap: 1rem;
  font-size: 0.8rem;
  color: #94a3b8;
  align-items: center;
  text-align: center;
}

@media (min-width: 768px) {
  .footer-bottom {
    flex-direction: row;
    justify-content: space-between;
    text-align: start;
  }
}

.footer-legal-links {
  display: flex;
  gap: 1.25rem;
  flex-wrap: wrap;
  justify-content: center;
}

.footer-legal-links a {
  color: #94a3b8;
  text-decoration: none;
}

.footer-legal-links a:hover {
  color: #ffffff;
  text-decoration: underline;
}

/* --- Back to Top Button --- */
.back-to-top {
  position: fixed;
  bottom: 1.5rem;
  inset-inline-end: 1.5rem;
  width: 50px;
  height: 50px;
  min-width: 48px;
  min-height: 48px;
  border-radius: var(--radius-full);
  background-color: var(--color-primary);
  color: #ffffff;
  border: 2px solid var(--color-accent);
  box-shadow: 0 4px 15px rgba(0, 0, 0, 0.2);
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  z-index: 990;
  opacity: 0;
  visibility: hidden;
  transform: translateY(16px);
  transition: all var(--transition-normal);
}

.back-to-top.visible {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.back-to-top:hover, .back-to-top:focus-visible {
  background-color: var(--color-accent);
  color: #ffffff;
  box-shadow: 0 6px 20px rgba(173, 131, 48, 0.4);
  transform: translateY(-2px);
}

/* --- Accessible Modal Window --- */
.modal-overlay {
  position: fixed;
  inset: 0;
  background-color: rgba(11, 25, 44, 0.6);
  backdrop-filter: blur(4px);
  z-index: 2000;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 1.25rem;
  opacity: 0;
  visibility: hidden;
  transition: all var(--transition-normal);
}

.modal-overlay.active {
  opacity: 1;
  visibility: visible;
}

.modal-container {
  background-color: #ffffff;
  border-radius: var(--radius-lg);
  max-width: 560px;
  width: 100%;
  padding: 2.25rem;
  box-shadow: var(--shadow-xl);
  transform: scale(0.95);
  transition: transform var(--transition-normal);
  position: relative;
  text-align: center;
}

.modal-overlay.active .modal-container {
  transform: scale(1);
}

.modal-close-btn {
  position: absolute;
  top: 1rem;
  inset-inline-end: 1rem;
  background: transparent;
  border: none;
  cursor: pointer;
  color: var(--color-text-muted);
  width: 44px;
  height: 44px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
}

.modal-close-btn:hover {
  background-color: var(--color-surface-alt);
  color: var(--color-primary);
}

.modal-icon-success {
  width: 64px;
  height: 64px;
  border-radius: 50%;
  background-color: var(--color-success-bg);
  color: var(--color-success);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1.25rem;
}